Master Your Time, Transform Your Life

1. Acceptance of Terms

By accessing and using the Balanced Time Framework Digital services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy.

2. Description of Service

Balanced Time Framework Digital provides digital productivity training, time management courses, coaching services, and related educational materials designed to improve professional and personal productivity.

3. User Responsibilities

Users are responsible for:

• Providing accurate and complete information during registration
• Maintaining the confidentiality of their account credentials
• Using the service in accordance with applicable laws and regulations
• Respecting intellectual property rights of all content

4. Payment and Refunds

All payments are processed securely through third-party payment processors. We offer a 90-day satisfaction guarantee on our premium services. Refund requests must be submitted within the guarantee period with evidence of program completion.

5. Intellectual Property

All content, materials, and intellectual property remain the exclusive property of Balanced Time Framework Digital. Users receive a limited license to access and use materials for personal productivity improvement only.

6. Limitation of Liability

Our services are provided "as is" without warranties. We are not liable for any indirect, incidental, or consequential damages arising from use of our services.

7. Contact Information

For questions about these terms, contact us at [email protected] or +1 (212) 847-9263.

1. Information We Collect

We collect information you provide directly, such as when you create an account, make a purchase, or contact us. This includes:

• Personal identification information (name, email, phone number)
• Payment information (processed securely by third parties)
• Usage data and course progress information
• Communication preferences and feedback

2. How We Use Your Information

We use collected information to:

• Provide and improve our services
• Process payments and send confirmations
• Communicate about your account and services
• Send marketing communications (with consent)
• Analyze usage patterns to enhance user experience

3. Information Sharing

We do not sell personal information. We may share data with:

• Service providers who assist in business operations
• Payment processors for transaction handling
• Legal authorities when required by law

4. Data Security

We implement industry-standard security measures to protect your information, including encryption, secure servers, and regular security audits.

5. Your Rights (GDPR Compliance)

You have the right to:

• Access your personal data
• Correct inaccurate information
• Delete your data (subject to legal obligations)
• Object to processing
• Data portability
• Withdraw consent at any time

6. Contact Us

For privacy-related questions: [email protected]

1. What Are Cookies

Cookies are small text files stored on your device when you visit our website. They help us provide a better user experience and analyze site performance.

2. Types of Cookies We Use

Essential Cookies: Required for basic site functionality, including:

• Session management
• Security features
• Basic site navigation

Analytics Cookies: Help us understand site usage through:

• Page view tracking
• User behavior analysis
• Performance optimization data

Marketing Cookies: Support advertising efforts via:

• Conversion tracking
• Personalized content
• Social media integration

3. Managing Cookie Preferences

You can control cookie settings through:

• Browser settings configuration
• Our cookie consent tool
• Third-party opt-out mechanisms

4. Third-Party Cookies

We use services from trusted partners including Google Analytics, payment processors, and social media platforms. Each has their own privacy policies governing cookie usage.

5. Contact Information

Cookie-related questions: [email protected]

1. Copyright Commitment

Balanced Time Framework Digital respects intellectual property rights and expects users to do the same. We respond promptly to valid copyright infringement claims under the Digital Millennium Copyright Act (DMCA).

2. Filing a DMCA Notice

To file a copyright infringement claim, provide:

• Identification of copyrighted work claimed to be infringed
• Identification of allegedly infringing material and its location
• Your contact information
• Good faith statement that use is not authorized
• Statement of accuracy under penalty of perjury
• Physical or electronic signature

3. Counter-Notification Process

If you believe content was wrongly removed, you may file a counter-notification including:

• Identification of removed material and former location
• Good faith statement that removal was due to mistake
• Your contact information
• Statement consenting to jurisdiction
• Physical or electronic signature

4. Repeat Infringers

We maintain a policy of terminating access for users who are repeat copyright infringers in appropriate circumstances.

5. Contact for DMCA Notices

Send DMCA notices to:
Email: [email protected]
Subject: DMCA Notice
Address: 2847 Broadway Street, New York, NY 10025